Orthodontic treatments are heavy on the pockets. Most of the parents are shocked to hear about the cost of braces, retainers and other orthodontic appliances. There are different types of braces and the cost of treatment depends on a lot of factors such as the type of braces, the duration of treatment, the choice of orthodontist and so on. The average cost of braces treatment ranges from $3000 to $7000.
Here are some ways to plan for the treatment.
While taking an insurance policy, check out their coverage for orthodontic treatments. Not all insurance policies cover these treatments. Insurance plans that offer orthodontic coverage pay around 50% of the costs. This helps a lot to lessen the burden on your pocket. Check whether the orthodontist clinic for Exton braces accepts your policy before progressing with the treatment.
- Credit Cards
You can use credit cards to pay for the treatment. Most of the orthodontic clinics offer huge discounts, if you pay the entire fee upfront. You can also enjoy benefits for using credit card, like cash back or extra points on your spending. This will give you double benefit. Choose a clinic that accepts credit card payment.
- Financing Options of the Clinic
Most of the orthodontic clinics offer financing options to their patients. During the initial appointment, discuss about the financing options available at the clinic. Know about the interest rates charged by the clinic and compare them with credit card and other outside finance. Choose the option that is best for you.
- Flexible Spending Account
If your employers gives you the option of FSA, save the maximum amount allowed to be channeled into your account. The money saved in FSA account is tax-free. You can use the money in your FSA account to pay for expenses, which are not covered by insurance.
- Go to a Dental School
You can go to local dental schools that offer the same services available at dental clinics but at significantly lower costs. However, the procedures are done by dental students, who are supervised by professional orthodontists.
These are some of the ways to reduce your costs on your Exton braces treatment. Consider all the options and choose the one that work the best for your budget.